What is the Certificate in Commercial Credit?

The Certificate in Commercial Credit leverages Moody’s expertise in risk management to help you advance your career by achieving the highest standard in credit analysis and loan decision-making. Completing this program will help you better understand the institution’s risk appetite, regulatory priorities, and capital strategy and how this informs day-to-day lending decisions that optimize risk and profitability. It will also enable you to build your institution’s business lending while adhering to professional standards that build trust with clients.

What skills will you develop?

  • Demonstrate that you have achieved a global standard in corporate and commercial credit assessment
  • Attain the skills to analyze an obligor, mitigate risk, and recommend the optimal loan solution
  • Learn how to price credit facilities to compensate for risk while maximizing profitability and competitiveness
  • Gain a strategic perspective of the lending business of your organization
  • Learn to carry out the bank’s risk policies and promote its culture
  • In-depth understanding of best practices in commercial lending
  • Build your personal brand by adhering to professional standards that establish trust
  • Open doors to career opportunities

Certificate holders will be positioned to better understand their institution’s risk appetite, regulatory priorities, and capital strategy and how this informs day-to-day lending decisions that optimize risk and profitability.

What is the path to the Certificate in Commercial Credit?